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When it comes to purchasing a home, understanding your mortgage and the implications of fixed versus variable rates is absolutely essential. As a home buyer, knowing the difference between these two types of mortgage rates can help you make an informed decision when it comes to financing your purchase. Homebuyers have a critical choice to make when it comes to securing their mortgage; should they go for the stability of a fixed-rate, or opt for potential savings with a variable option? It's an important decision that could greatly impact your financial future.