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Two workers cleaning a sewer drain
Sewer backup insurance is an optional endorsement on Ontario home policies that covers damage when water backs up through drains or toilets. Standard coverage doesn't include this protection—learn what's covered, what it costs, and whether you need it.
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Third-party liability insurance protects you when you cause an accident. Learn about Ontario minimums, recommended limits, and how claims work.
A drivers license being handed to a person
Renewing your Ontario driver's licence? This complete guide covers online and in-person renewal steps, fees, documents needed, and what to do if your licence has expired. Plus, learn how your licence status affects your car insurance and why keeping it current matters for your coverage.
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What is a pink slip in Ontario car insurance? Your complete guide to the Ontario Automobile Policy Insurance Certificate — what it is, when you need it, digital vs physical copies, and what to do if you lose yours. Required reading for new drivers and newcomers to Ontario.
electric car parked and plugged in
Is insurance different for electric vehicles in Ontario? EVs cost 10–20% more to insure due to battery replacement costs, specialized repairs, and limited technicians. Learn how EV insurance works, what coverage you need, and how to save on your premium while protecting your electric vehicle investment.
car parked in front of some trees
Wondering what happens when car insurance is cancelled in Canada? Whether you're switching providers or received a cancellation notice, understanding your rights and options is crucial. Learn about notice periods, how cancellation affects future premiums, and how to get coverage after being cancelled.