Seniors Insurance Quotes in Canada
Over half a million Canadian Snowbirds go to warmer climates during the cold winter months. A snowbird is typically a senior traveller who leaves Canada for more than 30 days at a time to live in warmers climates during the winter. At Billyard Insurance Group, we have several seniors travel insurance providers who will provide seniors’ travel insurance for those looking to escape the cold winter.
What is Snowbird Travel Insurance?
Snowbird insurance will cover your medical expenses if you get sick or injured while you're away for the Winter. Healthcare costs in the USA. The fact is, health care costs down south are extremely high, so even small injuries could set you back by thousands of dollars. If you get really sick or severely injured, U.S. hospital bills can easily total hundreds of thousands of dollars. That's why snowbird insurance is a must.
Not only will snowbird insurance pay for your medical expenses while you’re on vacation, you can also get coverage for trip cancellations or interruptions, lost baggage and travel accident expenses.
Why Do I Need Snowbird Travel Insurance?
If you are in an accident or become ill while you are down South, you could be left with a very expensive medical bill if you do not have seniors travel insurance. It’s not unusual for medical bills in the USA to be six figures or more. Your Canadian Health Insurance coverage is typically not valid when you are not in Canada. So in an emergency you could be left with substantial financial burdens. Even a small injury or fall could end up costing a significant amount.
To avoid a stressful vacation, ensure you have snowbird insurance coverage to protect you while you are away. For seniors with a pre-existing medical condition, as long as it’s stable then you are likely to be able to get coverage. Our BIG brokers will take the time to understand your requirements and help you get the coverage you need.
How Much Does Senior Travel Insurance Cost?
There is no one size fits all when it comes to the cost of snowbird travel insurance. There are several factors that play a role in calculating your premium. These include:
- Your age
- The length of your trip
- The policy options you select
- Any pre-existing medical conditions
- Current medications
What Does My Snowbird Insurance Cover?
When it comes to choosing the type of snowbird travel insurance you need, there are several options. If you’re looking for a single trip you will want to ensure that you have emergency medical coverage. If you’re planning on making multiple trips, you can purchase a multi-trip emergency medical insurance policy to cover you.
Trip duration can also be accomodated. So whether you’re looking to escape the cold for a month or several, we can help you find the snowbird travel insurance coverage that you’ll need.
In addition, the type of coverage you get can be variable. You can get a fairly basic plan or a fully comprehensive plan. For example, all inclusive policies may include emergency medical insurance as well as trip cancellation, accidental death and dismemberment insurance, lost baggage. These types of policies give you peace of mind knowing that you are completely protected no matter what happens.
How Do I Get Snowbird Insurance with Billyard Insurance Group?
Contact a broker at Billyard Insurance Group to get started with your quote. You may be required to complete a medical questionnaire to assist the insurance provider determine your premiums and eligibility. Our BIG Brokers are here to help and will walk you through the process. Don’t hesitate to reach out with any questions you may have.
If you’re ready to start your snowbird travel insurance quote, contact us by giving us a call or filling out our online quote form.