Home Insurance You Can Count On

Home Insurance You Can Count On

Protection for Your Most Important Assets

Whether you own or rent, live in a two-story house or high-rise condo, your home and its contents are likely among your biggest investments. Make sure they're protected with property insurance from the Billyard Insurance Group. Our property insurance packages provide all the coverage you need with a variety of great discounts to fit your budget.

Homeowners Insurance (Click to Expand)

Your home and personal property is likely your most valuable asset and represents years of hard work and sacrifice. It's loss would be devastating. The right insurance plan will help ease the financial burden of such a tragedy. Trusting this important protection to the professionals at the Billyard Insurance Group means you will get thoughtful advice and the right coverage arranged through dependable insurance companies. We will review your specific and individual requirements and help you decide on a plan of protection that will help ensure your loss is properly compensated, should you be so unfortunate.

Property Coverage

Home and property insurance protects against fire, lightning, wind and other potential perils that may require repair or replacement of your home and belongings. If something happens to your house, your insurance will pay to repair or replace damage that's covered under your policy. It will also cover any damaged or destroyed property, either within the usual policy limits or through additional coverage that you can purchase for your most cherished items.

Liability Coverage

Liability coverage protects you from financial responsibility for unintentional injury or damage caused to other people or their property. For example, if a visitor is injured when they slip and fall on your icy driveway. Your liability coverage applies anywhere in the world and extends to any family members who live with you.

Looking for the benefit of extra protection? A Personal Umbrella Liability endorsement allows you to increase the liability coverage provided by your home, auto, seasonal and watercraft policies. It’s convenient and affordable.

Condo Insurance (Click to Expand)

Your standard condo owners insurance goes above and beyond to cover you in the following ways (and up to the amount of insurance stated in your policy):

Your own personal property

This includes the things you yourself own, wear, or use. These are things like your furniture, your clothes and shoes, and your TV.

The immovable parts of your condo

This includes things that you own but can’t pack up and take with you when you move, like your countertop, your bathtub, and your sinks. You’re eligible for this coverage if your condo company or association doesn’t have this coverage or if their coverage isn’t enough.

Improvements you make

This includes anything you do to improve your condo, like laying new floors or renovating your kitchen.

Liability Coverage

Liability coverage protects you from financial responsibility for unintentional injury or damage caused to other people or their property. For example, if a visitor is injured when they slip and fall on your icy driveway. Your liability coverage applies anywhere in the world and extends to any family members who live with you.

Tenants Insurance (Click to Expand)

As a renter, you can rest easy knowing your tenant insurance covers you in many different ways:

Liability Coverage

Liability coverage protects you from financial responsibility for unintentional injury or damage caused to other people or their property. For example, if a visitor is injured when they slip and fall on your icy driveway. Your liability coverage applies anywhere in the world and extends to any family members who live with you.

Your own personal property

This includes the things you yourself own, wear or use regularly while you’re in your rented space. Things like your jewelry, your clothes and your shoes, and your electronics.

Additional living expenses

You’re eligible for financial help if your apartment is considered unfit to live in or if you’re not allowed in because the police are doing an investigation. The total you’re eligible for is 30% of the value of your belongings.

Seasonal or Secondary Homes (Click to Expand)

Do you enjoy your piece of paradise all year round, or seasonally? How you use your cottage property affects the type of insurance you need.

Broad Coverage gives you extended protection for your year-round cottage. It includes coverage for detached buildings, like a boathouse or shed, as well as your belongings.

Basic Coverage protects seasonal cottages and your belongings. This plan gives you the option to add protection for seasonal detached buildings.

The Billyard Insurance Group will pace coverage for your Seasonal Cottage or Secondary home.

Rental Properties (Click to Expand)

Do you own a home, a duplex or a condo unit that you rent out to others for income? The Billyard Insurance group has a wide variety of coverage options available for you. Whether or not you insure your main residence with us, we can place coverage for your revenue/rental property and the income you receive from it.

Start Your Home Insurance Quote Now!
Our trusted insurance partners

Billyard Insurance Brokers

Billyard Insurance Group Inc.
38 East Main Street, Welland, L3B3W3
Local Phone (905) 346-2190
Toll Free (855) 843-1570
Fax (866) 540-6870
www.thebig.ca

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