High Risk Auto Insurance Hamilton

High Risk Auto Insurance Hamilton

If you’re an unlucky driver with previous driving convictions, claims, tickets or license suspensions, Billyard Insurance Group can help you find affordable high risk auto insurance in Hamilton. We won’t turn you away or hesitate to provide the best quality service or do our due diligence to find you insurance that works for you. Insuring your vehicle shouldn’t be a hassle or leave your wallet empty. Rely on us for expert advice, affordable insurance coverage and professional assistance.Billyard Insurance Group is an Independent Ontario Broker that operates out of the Niagara Region. With our industry experts and our trusted network of lenders, we will be able to find you high risk auto insurance that works for you.

Click here to find 5 reasons why you should think BIG!

What is high risk auto insurance in Hamilton?

Every company has different criteria for what makes a driver eligible for regular or standard auto insurance coverage. Some of the factors are related to driving history while others are non-driving related. They consider drivers high risk when they are identified as having a greater likelihood than other drivers of being in an at-fault accident. Simply put, insurers see you as a riskier driver and are either not willing to take on the risk or will insure you at a high car insurance rate.

What driving factors can make you a high risk driver?

Speeding tickets and traffic violations:

How many speeding tickets or other driving convictions (not including parking tickets) did you have in the last 3 years? If you have accumulated more than a few, insurers may view you as a higher risk driver. Speeding tickets can affect insurance coverage and are one of the most common reasons for drivers to need high risk auto insurance coverage. Whether you have minor or major traffic infractions or have even been criminally convicted, our brokers can work with you to get a quote for high risk auto insurance and explore your options.

Impaired driving:

Impaired driving is a serious offence, and it goes without saying that you should never get behind the wheel if you’ve been drinking or are under the influence of drugs. Do you have an impaired driving conviction (driving while under the influence of alcohol or drugs)? If so, many insurers may not be willing to provide you with insurance coverage.

At fault accidents:

Do you have any previous at-fault accidents? You could be considered high risk. You could even have your insurance cancelled or your insurer could choose not to renew your policy. If you are in this situation, our brokers at Billyard Insurance Group are here to help.

Careless driving:

Have issues because of a careless driving or stunt driving ticket? Billyard Insurance Group can help you get high risk insurance quotes. Even though getting affordable insurance can be a challenge, we’ll explore your options and help you get the cheapest car insurance rates possible, considering your driving record.

These are just some of the reasons why a person could be deemed a high risk driver and need to purchase high risk auto insurance in Hamilton. If you have found yourself in this position, we recommend that you contact the professional team at Billyard Insurance Group today! Feel free to continue browsing through our website for more information. We can be reached at 1-855-843-1570 or by our email found here.

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