Ontario's graduated licensing system progresses through three stages: G1, G2 and full G. Learn the timelines, restrictions and insurance implications at each stage — plus how to save on coverage as a new driver.

Yes, if you have comprehensive insurance. Learn what hail damage is covered, how to file a claim, and whether minor damage is worth claiming in Canada.

Getting your G2 in Ontario? Here's everything you need to know about test requirements, booking, what examiners look for, and how your insurance changes once you pass. Plus: tips to pass on your first try.

Starting July 1, 2026, income replacement benefits won't be automatic in Ontario auto insurance. Learn what you'll lose if you opt out, who's most at risk, and how much it costs to keep this critical wage replacement coverage. Review your options before renewal.

Been in a parking lot accident in Ontario? Learn what to do in the first five minutes, who's at fault when both cars are moving, how hit-and-run rules apply, and which insurance coverage pays for the damage.

A speeding ticket in Ontario can raise your car insurance premium by 10–20% at renewal — and a major conviction (50 km/h or more over the limit) can double your rates. Convictions stay on your driving record for three years and are reviewed by insurers when you renew. Learn how minor and major convictions are classified, what to do after getting a ticket, and how a BIG broker can help you find the best rate.