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Both our families and our homes tend to be underprepared for disasters. You might think chance is on your side and that it could never happen to you, but as we see the climate shifting significantly you should talk with your broker about disaster preparedness and insurance.

Do you know how to save more money on your monthly expenses? Without a budget, it can feel like money just falls through the cracks and at the end of the month and you have no idea where it went. Have you ever added up how much you spend on takeout or coffee in a month? You might think that your monthly expenses are just inevitable, but with a little intentionality, you could be saving even hundreds of dollars each month.

At BIG, our goal is to make insurance terminology understandable for clients so they can be confident in the coverage they have. In this blog, we will explain what is a BOP (Business Owners Policy) as well as other insurance terminology including: What is a Certificate of Insurance? What is liability? What is a rider in insurance? What is a peril?

The last thing you would want to discover while filing a claim is that your home insurance is void due to certain activity in your home. In order to avoid voiding your home insurance policy, we wanted to share in this blog about what can void your home insurance so that you know what to avoid and when you should notify your broker about changes.

One of the terms that is commonly misunderstood is the deductible. If you carry Comprehensive coverage, Collision coverage, or both, you will have a deductible and it affects how your claims are handled. Maybe you bought coverage a while ago and you’re still unsure and are asking just what is a deductible anyway? In this blog, we will answer the question, “What is a deductible?”