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Many of the Billyard Insurance Group insurance partners will use credit score, where permitted by provincial regulations, as a rating factor to determine home insurance premiums. The value of using credit score has been demonstrated as a useful and accurate predictor for future home insurance claims. In fact, most major property insurers in Canada have been using credit score for years.

Learn some tips for your auto, home, commercial, and personal insurance needs.

The definitions appearing in this Glossary are provided solely for general informational purposes. They are not intended to be complete descriptions of all terms, conditions and exclusions applicable to the products and services defined. As well, in the case of any inconsistency between the definitions in this Glossary and the definitions appearing in the actual policy, the definitions contained in the actual policy shall govern.

Telematics is a new technology solution designed to save good drivers money on their car insurance. A telematics device will reward good driving behavior by recording how safely your vehicle is operated and decreasing your auto insurance by as much as 30% on your next renewal.

We understand that being on your boat in the summer is one of life’s simple pleasures. If you’re lucky enough to be spending some time on the water this year, make sure you have all the safety equipment you need. Making sure that you have the right boat safety equipment is important to keep you and your family safe on the water.

Buying a new house is an exciting time but the process can be a little overwhelming. Being prepared before you go and speak to your realtor can help make the process a lot smoother. Having a new house checklist can help you in this process too!